Finance
Sohcahtoa finance company limited (SFC) is a CBN licensed finance company and began operation August 2023, and a member of Finance House Association of Nigeria (FHAN).
The company has an array of products for its customers. Our target market includes individual comprising mainly of high network including (HNIS) as well as a large segment of the middle class (Upwardly mobile young professionals), business and financial service providers.
Our Services
A financing method where the asset remains the property of SFCL until the last rental payment is repaid. Payments are made monthly or quarterly, as agreed. This applies to operating leases where the asset does have residual value. The customer gets to use the asset over the agreed contract period in return for rental payments. These payments, unlike those in a finance lease, do not cover the full cost of the asset.
Apply NowThe facility issued here is to finance local purchase orders (LPOs) issued to SMEs, large corporations, and individuals operating within diversified sectors. It is a short-term financial option that provides businesses with capital to pay suppliers upfront for verified purchase orders.
Apply NowThis is a small, short-term loan, secured or unsecured, granted to a borrower. The loan, sometimes referred to as "cash advances" or "payday advance loans," relies on the customer having previous payroll and employment records. The loan-to-income ratio is between 30% to 40%. Potential customers are staff of small, medium, and large-scale corporate organizations.
Apply NowSFCL invoice discounting is for short-term lending to improve customer working capital and cash flow position. It allows drawing money against sales invoices before the customer actually pays.
Apply NowThis loan is targeted at schools and students alike to assist in providing funding for their educational pursuits.
Apply NowThis is designed to finance inverters and solar systems for both private SMEs and individuals. SCFL will act as the financier here, while partnerships are entered into with leading solar inverter manufacturers.
Apply NowCredit is granted to salary earners employed by public organizations for monthly loan repayment. These loans are typically backed by salary payments, and provided repayment instruments are used to achieve collection until the loan expires.
Apply NowThe product is available to professionals in corporate /government employment for international travel tickets only. The tenor is for a period of between 30-90days. The plan also accommodates private / informal sector employees or business people, but they will have to secure guarantees from relationships that works in the cooperate financial sector. It’s called SFCL travel Guaranteed. The product is in conjunction with travel and logistics center limited (An IATA approved agent).
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Easy Planning
SFCL Discounted Investments Note (SDIN)
This is an investment option that does not allow periodic interest
payments as the interest is paid at the start of the investments at a competitive rate.
SFCL INVESTMENTS NOTES
SFC TARGET INVESTMENT PLAN
This is structured to specific client’s financial
needs and to meet short to medium term goal with specific future dates specifically for 6months
and above and this may include but not limited to the following. The plan ranges from
Educational Plan, Vacation Plan & Vehicle Plan, other Plans can be structured to meet client’s
specific needs
Testimonials
As a single teacher, I never thought keeping to my rent timing would be possible. But Sohcahtoa finance made the process easy. They helped me find the perfect option and walked me through every step of the way.
Consolidating my debts with Sohcahtoa was the best financial decision I ever made. They offered me a competitive rate and simplified my monthly payments. Now, I'm debt-free and have more financial freedom.
With Sohcahtoa's student loan options, I was able to focus on my studies without worrying about finances. Their helpful advisors guided me through the process and made everything clear and easy to understand.
SFCL investments
Providing investment opportunities across a range of asset classes, tailored to your individual risk tolerance and financial goals.
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