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- Where our investigations show that the transaction was in fact unauthorised, we will provide a refund direct to your account.
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Their details are often available when you tap on the transaction in the ANZ App. Or perhaps the transaction is a recurring payment or direct debit like a membership or subscription? If the charge has been processed and you still think it’s unauthorised, you can raise a disputedisclaimer and we’ll investigate for you. Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines. Find out how we combat fake reviews. Companies can ask for reviews via automatic invitations.

Will I be charged any interest or fees due to the disputed transaction?
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You can raise a dispute in the ANZ App by selecting ‘Other reason’ when prompted. Alternatively, you can let us know if you receive a refund from the merchant and we’ll close the dispute. If the merchant refunds the transaction, we’ll notify you by letter or email. If this is the case, we’ll notify you by letter or email, stating the temporary credit and timeframe for resolving your enquiry, depending on your payment type (eg. Visa or EFTPOS). While we’re investigating, we may provide you with a temporary credit to ensure you’re not disadvantaged. Once you’ve submitted your dispute, we’ll send you a letter or email to confirm we’re looking into it for you.
These rules ensure you have a right to dispute transactions while giving merchants the opportunity to provide evidence before we charge the disputed amount back to them. ANZ’s role is to assist you by lodging disputes with merchants, providing the transaction is covered by the various Scheme rules (Visa or EFTPOS) and/or the ePayments code. For circumstances where you believe there has been an unauthorised transaction, you should raise a dispute in the ANZ App. Longer timeframes may apply if the transactions fall under the ePayments code. In each of your accounts in ANZ App and Internet Banking, your transactions are listed with the most recent at the top.
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Log in to Internet banking with your CRN and password If you think a transaction was the result of a scam, you should contact ANZ immediately. Refunds and reversals may use different conversion rates to those used for the original transaction.

If your disputed transaction is not resolved in your favour (i.e. confirmed as a legitimate transaction), we’ll be in touch to let you know. Where our investigations show that the transaction was in fact unauthorised, we will provide a refund direct to your account. If you requested a replacement card for one that’s already in your digital wallet, it should update automatically. As soon as you can, send an email containing your Dispute Case ID to Raise your dispute via Message us in the Support section of the app.
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